Cloud Nalu is a design & development group building a suite of applications for Hawaii-based residents, businesses, and institutions. Through our platform, we are on a mission to serve our clients with the best access to bitcoin education, investment tools, and financial services.

On our platform, you can: 

  • Register as an individual, business, or institution (IRA, 401K, Trust)
  • Buy, sell, hold, deposit, withdraw bitcoin
  • Send a US dollar payment or remittance from your account to anyone in the world
  • Accept bitcoin at your business location
  • Use the Bitcoin Lighting Network for instantaneous, free payments
  • Request 1-1 help from our locally-based client services staff


Cloud Nalu Bitcoin Services App

Ready to invest in bitcoin, for the long ride?
Let us be your local guide.

Hawaii Bitcoin Services


Platform Features

On our platform, you can register as an individual or institution, buy and sell bitcoin, withdraw it to your cold storage, and use the lightning network to collect and send bitcoin payments from your mobile device or business location.

Local Services to a Global Network

We’ve been in business in Hawaii since 2016 and are able to cater our services to the specific needs of Hawaii residents and businesses. Our clients understand the value of being able to reach us easily, by phone, video, or even requesting a site visit. Our team is based on Maui and Oahu and happy to walk you through best security and privacy pracices, the process of buying bitcoin, setting up a hardware device, or integrating a bitcoin Point-of-Sale solution for your business. 

Security & Privacy

Because we offer our services to a smaller, more targeted amount of users, we are able to hold security standards not found in other larger cryptocurrency exchanges. Furthermore, we highly value your privacy and our integrity as a local company. We do not sell your data to other 3rd party marketers or spam you with the latest altcoins.

  • Easily access your dashboard with your fingerprint biometrics, TOTP authenticator, or Yubikey device.
  • We collect the minimum amount of identity data, for the minimum amount of time
  • Highest level of cloud security standards
Business & Institutional Support

We can onboard businesses and institutions immediately, and without requiring a minimum deposit.  We can help you put bitcoin on your balance sheet, accept it at your business, or invest with your retirement account. The process is simple, and you can easily reach us for help.

Supported in Hawaii

Bitcoin is defined as property and has always been legal to possess in the US. However, Cryptocurrency companies operating in Hawaii are required to be regulated by the Department of Finance. Cloud Nalu is the only locally-based and locally-regulated company authorized to offer cryptocurrency services and act as a money transmittor within the state. More about our relationship with the Hawaii DFI, HTDC, and DCCA can be found here.

Fee Schedule

Here is a quick summary of our platform fees, subject to change:

Cash deposit (ACH transfer) (USD, domestic) Free
Cash deposit (wire transfer) (USD, domestic, international) Free
Bitcoin order fee 1.5%
Bitcoin OTC desk order fee 0.10-1.5%
Bitcoin deposit fee Free
Bitcoin withdrawal fee (mainnet bitcoin blockchain) Avg. Network Fee + 50 sats/byte
Bitcoin withdrawal fee (lightning network) Free